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21 free finance tools. No signup required. Works entirely in your browser.
Create detailed monthly budgets with income tracking, expense categories, and savings goals.
PopularCalculate EMI, total interest, and amortization schedules for home, car, or personal loans.
PopularPlan systematic investments with projected returns, wealth accumulation, and goal tracking.
Track assets and liabilities to monitor your net worth growth over time.
Plan retirement corpus with inflation adjustment, pension estimates, and withdrawal strategies.
Calculate GST amounts, inclusive/exclusive prices, and tax breakdowns for Indian businesses.
Calculate your Financial Independence number, FIRE age, and how much corpus you need to retire early.
PopularSee exactly how much wealth you lose by delaying investments. Powerful motivator to start today.
Snowball vs Avalanche — find your fastest, cheapest path to becoming debt-free.
PopularTrack asset allocation drift and get exact buy/sell instructions to rebalance your portfolio.
Exact take-home salary from CTC — old vs new regime, EPF, HRA, all deductions included.
PopularCalculate exact HRA exempt from income tax under Sec 10(13A). Three-condition method.
Calculate gratuity and leave encashment when leaving a job. Know what your employer owes you.
STCG & LTCG tax across stocks, mutual funds, gold, and property. FY 2024-25 rates.
Side-by-side comparison of 80C instruments — corpus, tax savings, liquidity, and exit rules.
Track all subscriptions, flag rarely-used ones, and see your true annual subscription cost.
Plan every rupee of your wedding across all categories. Track budgeted vs actual spend.
Is that hike really worth it? See actual take-home difference after tax for any CTC offer.
Calculate maturity amount for Fixed Deposits and Recurring Deposits. Includes TDS, senior citizen rates, and year-wise growth chart.
Project NPS corpus at retirement. Choose equity/debt allocation, see annuity income, and 80CCD tax benefit.
Calculate PPF maturity with yearly deposits, extension blocks, and EEE tax status. Year-by-year growth chart.
OneTool provides 21 free finance tools that run entirely in your browser. No account, no email, no subscription. Your data stays on your device.
These tools help with: financial calculator free India, EMI calculator, SIP calculator India, GST calculator, budget planner free, retirement calculator India.
All tools are part of the OneTool suite — a free collection of 60+ utilities for finance, productivity, developer tasks, PDF management, and more.